Become a pro Health Insurance Agent
Expert Training
Learn from industry-leading insurance advisors.
Sales Mastery
Boost your sales and essential skills rapidly.
Growth Mindset
Unlock potential with daily learning.
Leadership Skills
Become a confident, influential leader.
Are you facing these challenges?
Dissatisfied with Current Job?
Feeling stuck in a role that doesn't fulfill your potential or aspirations.
Efforts Not Rewarded
Working hard but not seeing proportional financial returns for your efforts.
Better Family Lifestyle
Want, but not able to provide a higher standard of living for your family and loved ones.
Full Financial Independence
Dreaming of building true financial freedom but unable to do it in reality.
Looking for extra source of income?
Worried about relying on just one income? Become a health insurance advisor, earn on your terms, pay off debts faster, and help families stay protected with trusted, lifelong health coverage.
High living standard
Upgrade your lifestyle with extra monthly income.
Repay Debts
Earnings, not only for a better lifestyle but also to repay debts swiftly and early.
Fulfil Dreams
Make your biggest dreams a true reality.
Financial freedom
Achieve goals without worrying about
money.
Utilize free time
Turn spare hours into productive earning
time.
Work on own terms
Be your own boss, set your rules.
But starting a business requires...
Idea Generation
Starting a business requires a competent idea in the first step itself.
Investment and Strategy
Requires allocating resources wisely with long-term business planning.
Valuable partners
Building difficult, trustworthy relationships for mutual business growth.
Employment
Finding skilled people in the high-competition market for efficient work.
Marketing
Requires investment in promoting products and trouble in influencing the audience.
Customer service
Difficulties with assisting clients to ensure satisfaction and build brand loyalty.
Imagine starting a business with these benefits
Zero Capital
Start without investment and grow with support.
No Office Required
Work from anywhere, even your home, as a health insurance agent.
Flexibility of Time
Set your own hours for optimal productivity and efficiency.
Easy to Learn
Simple training and a quick-to-understand process.
Be your own boss
Work independently and take decisions as a health insurance advisor.
Support from company
Get guidance and tools to succeed as an agent.
Unlimited Earning
Earn limitless income being a health insurance advisor.
Life Insurance Business V/S Health Insurance Business
Career of health insurance advisor that can give you..
Tours and Trips
Advisors of health insurance get to enjoy free national and international travel
High Income
Earn limitless income based on your performance as an agent.
Build Network
Opportunity to explore a professional network of health insurance advisors and collaborations.
Recognition & Awards
Get noticed and rewarded for the great work you do.
Personal Growth
Develop and nourish your best professional version as an agent of health insurance.
Work Freedom
Ultimate liberty to work without fixed boundaries as an agent for health insurance.
Health Insurance senario
With just 5% of Indians insured and 60% forced to borrow for medical costs, the need is real. Become an advisor of health insurance, and help families access protection before it’s too late.
Only 5% Population Covered
There is a massive market with huge growth potential.
60% Borrow for Medical Expenses
Over 60% of people borrow money for health insurance protection.
30% Premium Growth
The premium of every policy is growing rapidly year over year.
₹5-8 Lakhs Treatment Cost
High medical costs drive insurance demand, thereby driving the need for advisors.
Why become Health Insurance agent?
30
50
1M cr
10K
Business Performance Growth
Rapid premium expansion
Premium rose steadily over the last decade.
Consistent Growth
Revenue of agents gets increased in every financial cycle.
Trusted Brands
Safeguard your client's future with trusted companies.
Market Leader
Dominates the health insurance premium segment.
Lucrative Commission Structure
The efforts deserve big rewards! With our monthly payout structure—health insurance agent commission (Retail—Health + PA)— you earn generously, grow faster, and live the freedom you deserve.
| Monthly Premium (Metro) | Monthly Premium (Non-Metro) | Commission | Reward | Total Earning |
|---|---|---|---|---|
|
₹12L & Above |
₹11L & Above |
15% |
30% |
45% |
|
₹9L to <₹12L |
₹8L to <₹11L |
15% |
28% |
43% |
|
₹7.25L to <₹9L |
₹6.25L to <₹8L |
15% |
27% |
42% |
|
₹5L to <₹7.25L |
₹4L to <₹6.25L |
15% |
25% |
40% |
|
₹3L to <₹5L |
₹2.5L to <₹4L |
15% |
20% |
35% |
|
₹2.5L to <₹3L |
₹2L to <₹2.5L |
15% |
15% |
30% |
| Renewal Business | Commission Upto % |
|---|---|
|
All Agents (excepting AOR) |
15% |
|
AOR Agent (giving Rs. 15,000/- Fresh Premium
in any given Month) – Once in 6 Months |
15% |
|
Customers with Age – 60 years & Above –
Effective from 15th April 2025 |
15% |
| Additional Incentives |
|---|
|
Quarterly performance bonuses up to ₹50,000 |
|
Team building incentives and overriding commissions
|
|
International trips for top performers
|
|
Recognition at annual award ceremonies
|
Monthly payout structure for travel business through agents (retail)
Insured Age upto 65 years
| Monthly GWP slab | Commission | Reward | Total Commission + Reward |
|---|---|---|---|
|
Upto 25K |
15.00% |
20.00% |
35.00% |
|
>25K –
50K |
15.00% |
25.00% |
40.00% |
|
>50K –
1Lakh |
15.00% |
27.50% |
42.50% |
|
>1Lakh
-2Lakh |
15.00% |
30.00% |
45.00% |
|
>2Lakh
-3Lakh |
15.00% |
32.50% |
47.50% |
|
>3Lakh
-5Lakh |
15.00% |
35.00% |
50.00% |
|
above
5Lakh |
15.00% |
40.00% |
55.00% |
Insured Age above 65 years
| Monthly GWP slab | Commission | Reward | Total Commission + Reward |
|---|---|---|---|
|
Upto 25K |
15.00% |
20.00% |
35.00% |
|
>25K –
50K |
15.00% |
20.00% |
35.00% |
|
>50K –
1Lakh |
15.00% |
20.00% |
35.00% |
|
>1Lakh
-2Lakh |
15.00% |
20.00% |
35.00% |
|
>2Lakh
-3Lakh |
15.00% |
20.00% |
35.00% |
|
>3Lakh
-5Lakh |
15.00% |
20.00% |
35.00% |
|
above
5Lakh |
15.00% |
20.00% |
35.00% |
Insurance leader in retail segment premium in crores
Star Health stands out with the highest market share among insurers—making it a trusted choice for every advisor of health insurance in India.
Rewards and Recognition for health insurance advisors
Step into the spotlight! Become a health insurance agent and earn beyond just your income—win awards, unlock reputed club titles, and get celebrated nationwide for your performance and passion.
Everest Mover
For those who consistently hit big sales targets.
The Ultimate Contributor
To acknowledge collaborative efforts and support within the sales team.
Above and Beyond Insurer
For exceeding expectations to meet goals.
The Gold Chaser
For excellence in securing valuable leads.
Issue Handler
For efficiently resolving customer problems and improving satisfaction.
Super Insurer
For agents skilled at selling various health insurance products.
Journey to success
Your journey to success starts here—where every meeting and closure brings you closer to high monthly earnings. As a top health insurance advisor, you’re backed by a booming industry.
Week 1
Meet 15 people, close 2 dealsEarning: ₹4,500
Week 2
Meet 15 people, close 1 dealEarning: ₹2,250
Week 3
Meet 15 people, close 2 dealsEarning: ₹4,500
Week 4
Meet 15 people, close 2 dealsEarning: ₹4,500
Monthly Total
60 meetings, 7 closuresTotal Earnings: ₹15,000+
Plan your Retirement
Why wait till 60 to retire? As an agent of health insurance, you can plan your retirement in just 7 years—with passive income, high commission, recognition, and freedom that most of you dream of.
| Year | Fresh Business | Renewal Business | Total Premium | Monthly Commission |
|---|---|---|---|---|
|
Year 1 |
₹1 Lakh |
₹0 |
₹1 Lakh |
₹15,000 |
|
Year 2 |
₹1 Lakh |
₹1 Lakh |
₹2 Lakh |
₹30,000 |
|
Year 3 |
₹1 Lakh |
₹2 Lakh |
₹3 Lakh |
₹45,000 |
|
Year 4 |
₹1 Lakh |
₹3 Lakh |
₹4 Lakh |
₹60,000 |
|
Year 5 |
₹1 Lakh |
₹4 Lakh |
₹5 Lakh |
₹75,000
|
|
Year 6 |
₹1 Lakh |
₹5 Lakh |
₹6 Lakh |
₹90,000 |
|
Year 7 |
₹1 Lakh |
₹6 Lakh |
₹7 Lakh |
₹1.05 Lakh |
Club Membership Program
Ready to rise through the ranks? As a health insurance advisor, every milestone brings you closer to respected titles—ZM, ED, MD, Chairman, and even the Chairman Elite position. These aren’t just badges but milestones of your success, status, and growth.
ZM CLUB MEMBER
Rewarded for consistent effort and performance over time.
ED CLUB MEMBER
Recognized for exceeding targets with exceptional business results.
MD CLUB MEMBER
Honored for strong leadership and excellent client engagement.
CHAIRMAN CLUB MEMBER
Awarded to top performers achieving outstanding yearly milestones.
CHAIRMAN ELITE CLUB MEMBER
Elite recognition for remarkable impact and industry-leading success.
Frequently asked questions
You must be at least 18 years old, fulfill the educational criteria, complete IRDAI-approved training, clear the IC-38 licensing exam, complete the documentation procedure, and obtain your official IRDAI agent license, and get started with your journey.
As a health insurance agent in India, you typically earn 15% commission on new individual retail health policies and around 5–7.5% on renewals.
Commission rates vary based on health insurance agency and policy type.
Yes, there are! At AdvisorBano, we’re actively hiring for insurance advisor jobs. If you’re passionate about helping families and want flexible income opportunities, contact us now to become a health insurance advisor with us.
To become a health insurance agent, you must be at least 18 years old and must be 12th grade qualified in urban areas and 10th grade qualified in rural areas. Next, complete 15–25 hours of IRDAI‑approved training and pass the IC-38 licensing exam.
To become an agent of health insurance, you are required to complete at least 50 hours (or 25 hours if holding a related graduate degree) of IRDAI‑approved training covering insurance principles, products, regulations, and professional ethics. Once done, passing the IRDA IC‑38 exam is mandatory.